Automate Reconciliation
With Ruvapay

Smart Collect

Automatically reconcile incoming NEFT, RTGS, IMPS and UPI payments using Ruvapay Customer Identifiers and Virtual UPI-IDs. Receive alerts in real time for incoming payments with multi-bank support for a seamless experience.

Instantly create unlimited Customer Identifiers at zero cost

Ruvapay SmartCollect is a smart alternative to the traditional e-collect solutions in India that offers real-time creation, deactivation and notification facility.

  • Zero cost for creating unlimited customer identifier and UPI-IDs

  • Customize customer identifiers to reflect your brand

  • Instant refunds on wrong and deactivated IDs

  • Third party verification support on incoming payment

How Does Ruvapay Smart-collect Work?

Create, Share and Collect payments via direct bank transfers via NEFT / RTGS / IMPS and direct UPI transfers

Create a customer identifier
via API or Dashboard

Share details with Customer
who adds it as beneficiary

Pays via NEFT/RTGS/IMPS
online or at a bank branch

Get notified
via webhook and dashboard

Ruvapay SmartCollect - The smartest e-Collect solution in the market

Six reasons why you should choose SmartCollect over traditional e-Collect options

Zero Cost

Create Customer Identifiers and UPI-IDs with your brand prefix free of cost

Custom Brand Prefix

Add or update your brand prefix directly from the dashboard

Real-Time Notifications

Get notified whenever you get paid

Third Party Validation

Accept payments only via KYC verified accounts

Auto Refund

Instantly refund any payment made to wrong and deactivated IDs

Multiple Modes of Payment

Accept payments via NEFT, RTGS, IMPS and UPI