Automate Reconciliation
With Ruvapay
Smart Collect
Automatically reconcile incoming NEFT, RTGS, IMPS and UPI payments using Ruvapay Customer Identifiers and Virtual UPI-IDs. Receive alerts in real time for incoming payments with multi-bank support for a seamless experience.




Instantly create unlimited Customer Identifiers at zero cost
Ruvapay SmartCollect is a smart alternative to the traditional e-collect solutions in India that offers real-time creation, deactivation and notification facility.
Zero cost for creating unlimited customer identifier and UPI-IDs
Customize customer identifiers to reflect your brand
Instant refunds on wrong and deactivated IDs
Third party verification support on incoming payment
How Does Ruvapay Smart-collect Work?
Create, Share and Collect payments via direct bank transfers via NEFT / RTGS / IMPS and direct UPI transfers


Create a customer identifier
via API or Dashboard
Share details with Customer
who adds it as beneficiary
Pays via NEFT/RTGS/IMPS
online or at a bank branch
Get notified
via webhook and dashboard
Ruvapay SmartCollect - The smartest e-Collect solution in the market
Six reasons why you should choose SmartCollect over traditional e-Collect options
Zero Cost
Create Customer Identifiers and UPI-IDs with your brand prefix free of cost
Custom Brand Prefix
Add or update your brand prefix directly from the dashboard
Real-Time Notifications
Get notified whenever you get paid
Third Party Validation
Accept payments only via KYC verified accounts
Auto Refund
Instantly refund any payment made to wrong and deactivated IDs
Multiple Modes of Payment
Accept payments via NEFT, RTGS, IMPS and UPI












Supercharge your business
with Ruvapay


Ruvarpay is the one of the payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.
Ruvapay supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With Ruvapay, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.
Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Ruvapay.
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REGD. OFFICE ADDRESS
Ruvapay Solution Private Limited,
Old No . 7, New No . 13 , Shaffee Mohamed Road , Thousand Light, Chennai - 600007 . Tamilnadu .Moblie: +91 93442 10806
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